Christmas Saver

A GMB Credit Union Christmas savings account is ideal for those planning ahead for the festive season. With effortless online management, protected deposits and annual dividend, you can easily grow your relaxed festive holiday.
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Benefits for you

  • Have a worry-free Christmas with enough money saved – no need to get into debt 

  • Easily unlock your savings in December to cover all your holiday expenses without incurring debt 

  • Enjoy the benefits of annual dividends, further boosting your savings 

  • Make saving a part of your routine and start building a healthier financial future 

Your Christmas saver  

  • Save weekly or monthly via direct debit or standing order
  • 24/7 access to your account online
  • Get annual dividend in April
  • Christmas savings unlocked in December, transferring your funds to your nominated bank account
  • Deposits are protected by FSCS up to £85,000

You’re eligible to apply if you… 

  • Are 18 years or over
  • Are a GMB Credit Union member or an immediate family member

Terms & Conditions

  • Minimum opening deposit is £5
  • Maximum savings per member is £5,000
  • Balances are paid to a members nominated bank account in the first week of December annually
  • Eligible members receive a yearly dividend in April, after it’s agreed upon at the Annual General Meeting (AGM)
  • The dividend is calculated based on your daily balance throughout the year, from January 1st to December 31st
  • Dividends are paid gross
  • Your liability to pay tax depends on your individual circumstances


Kickstart your savings journey with our Christmas savings account today. It’s easy and quick to apply on our website. Plus, as part of our community, you’ll not only save for a better future but also gain access to affordable, flexible and ethical loans.

Apply now

Why choose us?

GMB Credit Union is more than just a financial institution – we’re a community where members help each other. We make sure that money circulates for the benefit of the GMB community by pooling member savings and then lending to other members. Boost access to affordable credit and avoid buy now, pay later schemes with your GMB membership.